To Calculating Your Financial Health: Understanding Net Worth

Net worth is the total value of an individual's assets minus their liabilities. It is a measure of financial health and represents the difference between what an individual owns and what they owe.


For example, if an individual has $100,000 in savings, a $50,000 investment portfolio, and a $300,000 mortgage, their net worth would be $100,000 + $50,000 - $300,000 = -$150,000. This means they owe $150,000 more than they own.

Another example, if an individual has $200,000 in savings, a $100,000 investment portfolio, a $50,000 car loan, and a $300,000 mortgage, their net worth would be $200,000 + $100,000 - $50,000 - $300,000 = $50,000. This means they have $50,000 in assets more than their liabilities.


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